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What people think about Advance America?
Informative and helpful with the services they offer.
Amina Runte
Workers always helpful and smiling when you walk in.
Hollis Murphy
Awesome people to work with.
Ms. Annie Kunze
Informative and helpful with the services they offer.
Amina Runte
Workers always helpful and smiling when you walk in.
Hollis Murphy
Awesome people to work with.
Ms. Annie Kunze
Informative and helpful with the services they offer.
Amina Runte
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Waterford, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans may seem like an easy and speedy solution to a short-term problem in Waterford, New York. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.
25% small loan cap
Advantages of Advance America that offers payday loans in Waterford, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can rescue people who have low credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are assured that you can make payments as agreed in the contract.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Waterford, Michigan
GreenStone Farm Credit Services
700 Sanilac Rd, Sandusky, MI 48471, USA
+1 (810) 648-2600
www.greenstonefcs.com
Genisys Credit Union
7357 Deer Lake Rd, Village of Clarkston, MI 48346, USA
+1 (248) 620-3278
www.genisyscu.org
Advance America
828 E Eleven Mile Rd, Royal Oak, MI 48067, USA
+1 (248) 414-4269
www.advanceamerica.net
Mercantile Bank of Michigan
2087 M-76, West Branch, MI 48661, USA
+1 (989) 345-5050
www.mercbank.com
Petty Cash and Pocket Change LLC
23125 Greater Mack Ave # 432, St Clair Shores, MI 48080, USA
+1 (313) 244-7152
pettycash-pocketchange.com