Independent Bank Payday Loans Review - White Cloud, Michigan

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4 12 reviews

Organization owner?

1075 E Wilcox Ave, White Cloud, MI 49349, USA

+1 (231) 689-6608

www.independentbank.com

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Domain Info

What people think about Independent Bank?

Below you read some of the reviews of our clients.

Note

Important

The previous three items charactirize a definite company. But below you can read general data about payday loans.

Payday Loans in White Cloud, Michigan

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in White Cloud, Michigan is are easy to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Independent Bank that offers payday loans in White Cloud, Michigan

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see