Stearns Bank N.A. - Albany Payday Loans Review - Albany, Minnesota

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5 2 reviews

Organization owner?

140 5th St, Albany, MN 56307, USA

+1 (320) 845-2151

www.stearnsbank.com

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–6PM

Domain Info

Mailing Address

4191 2ND ST S

SAINT CLOUD

56301-3761

United States

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Testimonials

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Here you read the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Albany, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue payday loans in Albany, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Stearns Bank N.A. - Albany help issue a loan in Albany, New York?

24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the application. Payday loans in Albany, New York may help improve your credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see