First State Bank and Trust Payday Loans Review - Bayport, Minnesota

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3.7 7 reviews

950 MN-95, Bayport, MN 55003, USA
+1 (651) 439-5195
www.fsbt.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2002-09-25

Mailing Address

950 HIGHWAY 95 N

BAYPORT

MN

55003-1014

United States

Company Name

First State Bank and Trust

First State Bank and Trust

Contact Data

john.richards@bayportbank.com

+1.6512089703

Testimonials

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Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Bayport, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Bayport, New York is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will First State Bank and Trust help issue a loan in Bayport, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Bayport, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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