Unity Bank Payday Loans Review - Clarissa, Minnesota

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5 reviews

112 Main St W, Clarissa, MN 56440, USA
+1 (218) 756-2445
www.unitybanking.com
Friday
7:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM

Domain Info

Created Date

2005-01-05

Mailing Address

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MN

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United States

Company Name

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Contact Data

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Testimonials

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Further there will be given the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Clarissa, Minnesota

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Clarissa, Minnesota are issued problem-free. The interest percentage depends on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Unity Bank help issue a loan in Clarissa, Minnesota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Clarissa, mn will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

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Village Bank

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