SPIRE Credit Union - Eden Prairie Payday Loans Review - Eden Prairie, Minnesota

Your personal information is safe with us

4 24 reviews

Organization owner?

8577 Columbine Rd, Eden Prairie, MN 55344, USA

+1 (651) 215-3500

www.myspire.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about SPIRE Credit Union - Eden Prairie?

Below you get acquainted with some of the reviews of our customers.

Note

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Eden Prairie, Minnesota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Eden Prairie, Minnesota is are simple to access. The interest rate is individual for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of SPIRE Credit Union - Eden Prairie that offers payday loans in Eden Prairie, Minnesota

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Eden Prairie, mn accept borrowers with bad credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.

To get approved for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see