Lake Area Bank Payday Loans Review - Forest Lake, Minnesota

Your personal information is safe with us

3.3 14 reviews

Organization owner?

808 W Broadway Ave, Forest Lake, MN 55025, USA

+1 (651) 464-9001

www.lakeareabank.com

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Domain Info

What people think about Lake Area Bank?

Below you see some of the opinions of our clients.

Note

Important

The above-given information provides the details about a definite lender. The information below is about general information about payday loans.

Payday Loans in Forest Lake, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Forest Lake, Minnesota. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Lake Area Bank that offers payday loans in Forest Lake, Minnesota

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval rates. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments on time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

Let's see