Commerce Bank Payday Loans Review - Geneva, Minnesota

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5 3 reviews

101 Central Ave S, Geneva, MN 56035, USA
+1 (507) 256-7235
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
8AM–4PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Testimonials

What people think about Commerce Bank?

Below you find some of the opinions of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Geneva, New York

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Geneva, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Commerce Bank that offers payday loans in Geneva, New York

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a cash advance if you are convinced that you can make payments on time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Geneva, Minnesota

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Premier Bank Osseo

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Northwoods Bank of Minnesota

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www.northwoodsbank.com

PHH Home Loans

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MidWestOne Bank

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+1 (651) 464-2880

www.midwestone.bank

BMO Harris Bank

761 W 78th St, Chanhassen, MN 55317, USA

+1 (952) 698-1400

branches.bmoharris.com

Gate City Bank

2929 20th St, Moorhead, MN 56560, USA

+1 (701) 298-2854

www.gatecity.bank

Star Bank Maple Lake

100 Hwy 55 East, Maple Lake, MN 55358, USA

+1 (320) 963-3161

www.starbank.net

Edward Jones - Financial Advisor: Mike Eidson

112 W Broadway St, Owatonna, MN 55060, USA

+1 (507) 455-2830

www.edwardjones.com