Woodland Bank Payday Loans Review - Grand Rapids, Minnesota

Your personal information is safe with us
3.8 5 reviews

2610 US-169, Grand Rapids, MN 55744, USA
+1 (218) 327-4000
www.woodland.bank
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Testimonials

What people think about Woodland Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Grand Rapids, Ohio

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Grand Rapids, Ohio is are simple to access. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Woodland Bank that offers payday loans in Grand Rapids, Ohio

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we remind you that as with any borrowing you should only dare applying for a payday loan if you are confident that you can afford payments on time.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

Other Payday Lenders in Grand Rapids, Minnesota

NorthRidge Community Credit Union - Biwabik

222 Main St, Biwabik, MN 55708, USA

+1 (877) 672-2848

www.nrccu.org

Edward Jones - Financial Advisor: Wes Roberts

201 2nd St E, Hastings, MN 55033, USA

+1 (651) 437-0229

www.edwardjones.com

State Bank of Danvers

2010 Minnesota Ave, Benson, MN 56215, USA

+1 (320) 843-3828

www.sbdanvers.com

Deerwood Bank

2950 US-169, Grand Rapids, MN 55744, USA

+1 (218) 327-4833

www.deerwoodbank.com

Kloubec Michael

113 Locust St, Monticello, MN 55362, USA

+1 (763) 295-3275

www.ameripriseadvisors.com

Security Bank & Trust Winsted

110 1st St N # 1, Winsted, MN 55395, USA

+1 (320) 485-3831

www.security-banks.com

Wadena State Bank

108 2nd St, Bluffton, MN 56518, USA

+1 (218) 385-2250

www.wadenastatebank.com

Payday America

1715 Rice St Ste B, Roseville, MN 55113, USA

+1 (651) 312-5918

paydayamerica.com

Bank of America ATM (Drive-thru)

7510 147th St W, Apple Valley, MN 55124, USA

+1 (844) 401-8500