Affinity Plus Federal Credit Union Payday Loans Review - Hastings, Minnesota

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3.5 16 reviews

Organization owner?

1731 N Frontage Rd, Hastings, MN 55033, USA

+1 (800) 322-7228

www.affinityplus.org

Monday

11AM–4PM

Tuesday

Closed

Wednesday

11AM–4PM

Thursday

Closed

Friday

11AM–4PM

Saturday

Closed

Sunday

Closed

Domain Info

What people think about Affinity Plus Federal Credit Union?

Below you get acquainted with some of the opinions of our customers.

Note

Pay Attention

The previous three items describe a peculiar company. But below you can read common details about payday loans.

Payday Loans in Hastings, New York

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Hastings, New York. Loans from payday lenders can get you money quickly. Your interest rate will depend on several things.

APR

25% small loan cap

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Hastings, New York

24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can make payments punctually.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

Let's see