Stearns Bank Holdingford N.A. Payday Loans Review - Holdingford, Minnesota

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4.5 2 reviews

Organization owner?

580 Main St, Holdingford, MN 56340, USA

+1 (320) 746-2261

www.stearnsbank.com

Thursday

8AM–3PM

Friday

8AM–7PM

Saturday

Closed

Sunday

Closed

Monday

8AM–3PM

Tuesday

8AM–3PM

Wednesday

8AM–3PM

Domain Info

Mailing Address

4191 2ND ST S

SAINT CLOUD

56301-3761

United States

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Testimonials

What people think about Stearns Bank Holdingford N.A.?

Below you see some of the reviews of our customers.

Note

Important

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Holdingford, Minnesota

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Holdingford, Minnesota. The interest rate will be set individually for each client and will depend on the personal information the applicant filled in.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Stearns Bank Holdingford N.A. that offers payday loans in Holdingford, Minnesota

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help individuals who have poor credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are confident that you can make payments on scheduled.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

Let's see