Ideal Credit Union Payday Loans Review - Inver Grove Heights, Minnesota

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3.2 19 reviews

Organization owner?

7791 Amana Trail, Inver Grove Heights, MN 55077, USA

+1 (651) 770-7000

www.idealcu.com

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

10AM–5PM

Thursday

9AM–5PM

Domain Info

Contact Data

dataprivacyprotected@1und1.de

REDACTED FOR PRIVACY

Testimonials

What people think about Ideal Credit Union?

Below you see some of the opinions of our clients.

Note

Pay Attention

Above there is information about a precise company. Below you can review common characteristics of payday loans.

Payday Loans in Inver Grove Heights, Minnesota

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Inver Grove Heights, Minnesota. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Ideal Credit Union that offers payday loans in Inver Grove Heights, Minnesota

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can make payments in a timely manner.

To get approved for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

Let's see