Kensington Bank Payday Loans Review - Kensington, Minnesota

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5 11 reviews

11 North Central Ave, Kensington, MN 56343, USA
+1 (320) 270-2805
www.kensington.bank
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Testimonials

Feedback about Kensington Bank?

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Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Kensington, Maryland

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Kensington, Maryland are issued problem-free. The interest percentage is conditional on the customer's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

33% APR cap (2.75% a month)

How will Kensington Bank help issue a loan in Kensington, Maryland?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

25%
Healthcare Bills

28%
Traveling

21%
Car Repair

7%
Clothes

11%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Kensington, md will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the loan.

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