Merchants Bank Payday Loans Review - La Crescent, Minnesota

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4.6 8 reviews
Organization owner?
316 Main St, La Crescent, MN 55947, USA
+1 (507) 895-4486
www.merchantsbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1996-04-23

Mailing Address

Minnesota

United States

Company Name

Merchants Financial Group

Merchants Financial Group

Contact Data
Testimonials

Feedback about Merchants Bank?

Here you grapple with the feedback of our customers.

I tried to borrow money from Merchants Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Prof. Freeda Thiel

I contacted Merchants Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?

Ruthe Hane

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Prof. Breana Funk

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Lilyan Shanahan

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in La Crescent, Minnesota

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in La Crescent, Minnesota is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates you will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Merchants Bank help take out a loan in La Crescent, Minnesota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in La Crescent, Minnesota. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the outcome.

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Other Payday Lenders in La Crescent, Minnesota

U.S. Bank Branch

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+1 (218) 587-2772

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Minnwest Bank

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Wells Fargo Bank

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Central Minnesota Credit Union

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+1 (888) 330-8482

www.mycmcu.org

Thrivent Financial

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+1 (320) 259-9427

www.thrivent.com

Midwest Bank Detroit Lakes

613 US Hwy 10, Detroit Lakes, MN 56501, USA

+1 (218) 847-4771

www.midwestbank.net

Bank of the West

123 N Jefferson St, Minneota, MN 56264, USA

+1 (507) 872-6155

www.bankofthewest.com

Community Bank Owatonna

640 W Bridge St, Owatonna, MN 55060, USA

+1 (507) 455-2265

www.cbowatonna.com