Your Exchange Check Cashing Payday Loans Review - Minneapolis, Minnesota

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4.9 130 reviews

4639 Central Ave NE, Columbia Heights, MN 55421, USA
+1 (763) 574-0094
www.your-exchange.com
Monday
8AM–7:45PM
Tuesday
8AM–7:45PM
Wednesday
8AM–7:45PM
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
9AM–5PM
Sunday
Closed

Domain Info

Created Date

2005-03-04

Mailing Address

Pennsylvania

United States

Company Name

Private Registration c/o Management Specialties Web Services, LLC

Private Registration c/o Management Specialties Web Services, LLC

Testimonials

Feedback about Your Exchange Check Cashing?

Here you grapple with the reviews of our customers.
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Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Minneapolis, North Carolina

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Minneapolis, North Carolina is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

36% APR small loan cap

How will Your Exchange Check Cashing help take out a payday loan in Minneapolis, North Carolina?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Minneapolis, North Carolina. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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Edward Jones - Financial Advisor: Angie Eggum, AAMS®|CRPC®

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First Farmers & Merchants Bank

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Money Tree Billing

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Principal Financial Group

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Central Minnesota Credit Union

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