Stearns Lending Payday Loans Review - Osseo, Minnesota

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Loan agency in Maple Grove, Minnesota

Organization owner?

12730 Main St, Maple Grove, MN 55369, USA

+1 (855) 839-6487

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–5PM

Sunday

10AM–4PM

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Testimonials

Feedback about Stearns Lending?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Osseo, Michigan

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Osseo, Michigan are issued hassle-free. The interest rate is dependent on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Stearns Lending help take out a payday loan in Osseo, Michigan?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Osseo, Michigan may help level up your credit history.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see