Cars N Credit Payday Loans Review - Owatonna, Minnesota

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4.6 119 reviews

Loan agency in Owatonna, Minnesota

Organization owner?

422 Hoffman Dr NW, Owatonna, MN 55060, USA

+1 (507) 451-3661

www.cars-n-credit.com

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

Closed

Domain Info

Contact Data

info@visiondesign.com

+1.5074530767

Testimonials

Feedback about Cars N Credit?

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Further there will be shown the details about not a definite lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Owatonna, Minnesota

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Owatonna, Minnesota is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Cars N Credit help issue a payday loan in Owatonna, Minnesota?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Owatonna, Minnesota. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as APR.

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