West Bank Payday Loans Review - Owatonna, Minnesota

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345 Florence Ave #101, Owatonna, MN 55060, USA
+1 (507) 413-6900
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
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Payday lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Owatonna, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Owatonna, Minnesota is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will West Bank help issue a loan in Owatonna, Minnesota?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by lenders to take out a loan. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Owatonna, Minnesota may help enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

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Other Payday Lenders in Owatonna, Minnesota

MyBridgeNow

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+1 (952) 646-1781

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Premier Bank Monticello

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+1 (763) 271-7670

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Pawn America

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+1 (507) 529-1227

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Northview Bank

200 1st St E, Park Rapids, MN 56470, USA

+1 (218) 732-3366

www.northviewbank.com

SouthPoint Financial Credit Union

920 Main St E, Sleepy Eye, MN 56085, USA

+1 (877) 794-6712

www.southpointfinancial.com

Pine River State Bank

40099 MN-6, Emily, MN 56447, USA

+1 (218) 763-2666

www.pineriverstatebank.com

Farmers & Merchants State Bank

239 N Miles St, Appleton, MN 56208, USA

+1 (320) 289-1454

www.farmers-merchants.com

HomeTown Bank

101 Creek Ln S, Jordan, MN 55352, USA

+1 (952) 492-5599

www.htbmn.com

Minnwest Bank

250 3rd St, Tracy, MN 56175, USA

+1 (507) 629-4780

www.minnwestbank.com