HomeTown Credit Union Payday Loans Review - Owatonna, Minnesota

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4 reviews

Organization owner?

150 18th St SW, Owatonna, MN 55060, USA

+1 (507) 451-3798

www.hometowncu.coop

Wednesday

8:30AM–6PM

Thursday

8:30AM–6PM

Friday

8:30AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8:30AM–6PM

Tuesday

8:30AM–6PM

Domain Info

What people think about HomeTown Credit Union?

Below you see some of the opinions of our clients.

Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Owatonna, Minnesota is are simple to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of HomeTown Credit Union that offers payday loans in Owatonna, Minnesota

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are sure that you can make payments in a timely manner.

To get approved for a loan, you have to comply with the following eligibility criteria: