SPIRE Credit Union - Pine City Payday Loans Review - Pine City, Minnesota

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3.4 15 reviews

Organization owner?

900 Main St S, Pine City, MN 55063, USA

+1 (651) 215-3500

www.myspire.com

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Domain Info

Feedback about SPIRE Credit Union - Pine City?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Pine City, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Pine City, New York is taken out simply and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will SPIRE Credit Union - Pine City help issue a loan in Pine City, New York?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to process the application. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Pine City, New York. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see