U.S. Bank Branch Payday Loans Review - Prior Lake, Minnesota

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2.5 19 reviews

15830 Franklin Trail SE, Prior Lake, MN 55372, USA
+1 (952) 226-8300
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Prior Lake, Minnesota

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Prior Lake, Minnesota are issued hassle-free. The interest percentage depends on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will U.S. Bank Branch help take out a loan in Prior Lake, Minnesota?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Prior Lake, Minnesota. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Prior Lake, Minnesota

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Thrivent Financial

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CorTrust Bank

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Home Federal Savings Bank

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+1 (507) 634-4141

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Ultima Bank Minnesota

205 Demers Ave, East Grand Forks, MN 56721, USA

+1 (218) 399-1200

www.ultimabank.com

First State Bank Southwest

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+1 (507) 376-9747

www.firststatebanksw.com

Sterling State Bank ATM

16366 Kenrick Ave, Lakeville, MN 55044, USA

+1 (952) 892-3997

www.sterlingstatebank.com

Mid Minnesota Federal Credit Union – Baxter

13283 Isle Dr, Baxter, MN 56425, USA

+1 (218) 829-0371

www.mmfcu.org