Bay Equity Home Loans Payday Loans Review - Rochester, Minnesota

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5 9 reviews

Organization owner?

2778 Commerce Dr NW unit c, Rochester, MN 55901, USA

+1 (952) 679-6847

www.bayequityhomeloans.com

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

Feedback about Bay Equity Home Loans?

Here you grapple with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Rochester, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Rochester, New York is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Bay Equity Home Loans help take out a payday loan in Rochester, New York?

Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Rochester, New York. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see