Merchants Bank Payday Loans Review - Saint Charles, Minnesota

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4 6 reviews

1130 Whitewater Ave, St Charles, MN 55972, USA
+1 (507) 932-4610
www.merchantsbank.com
Thursday
8:30AM–5PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1996-04-23

Mailing Address

Minnesota

United States

Company Name

Merchants Financial Group

Merchants Financial Group

Testimonials

Feedback about Merchants Bank?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Saint Charles, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to issue loans in Saint Charles, Virginia. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Merchants Bank help issue a loan in Saint Charles, Virginia?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Saint Charles, va will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Saint Charles, Minnesota

Woodlands National Bank

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+1 (612) 230-6960

www.woodlandsnationalbank.com

ACE Cash Express

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+1 (651) 645-3965

www.acecashexpress.com

Merchants Bank

126 W Main St, Spring Grove, MN 55974, USA

+1 (507) 498-5589

www.merchantsbank.com

Midwest Bank Detroit Lakes

613 US Hwy 10, Detroit Lakes, MN 56501, USA

+1 (218) 847-4771

www.midwestbank.net

Edward Jones - Financial Advisor: Matt Kleffman

14247 O'Connell Ct Suite 250, Savage, MN 55378, USA

+1 (952) 736-9179

www.edwardjones.com

Neighborhood National Bank

601 W Washington St # 2, Brainerd, MN 56401, USA

+1 (218) 825-8800

www.neighborhood.bank

Walmart Money Center

1752 N Frontage Rd, Hastings, MN 55033, USA

+1 (651) 438-2400

www.walmart.com

Mid Minnesota Federal Credit Union - Baxter Drive-Thru

8500 Fairview Rd, Baxter, MN 56401, USA

www.mmfcu.org

First National Bank North

600 Minnesota Ave W, Walker, MN 56484, USA

+1 (218) 547-1160

www.fnbnorth.com