Minnesota Business Finance Payday Loans Review - Saint Cloud, Minnesota

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5 reviews

616 Roosevelt Rd # 200, St Cloud, MN 56301, USA
+1 (320) 258-5000
www.mbfc.org
Friday
8AM–6PM
Saturday
8AM–6PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Testimonials

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Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Saint Cloud, Florida

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Saint Cloud, fl. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Minnesota Business Finance help take out a payday loan in Saint Cloud, Florida?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

21%
Healthcare Bills

24%
Traveling

18%
Car Repair

6%
Clothes

9%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Saint Cloud, Florida. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

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Other Payday Lenders in Saint Cloud, Minnesota

Citizens Bank Minnesota

105 N Minnesota St, New Ulm, MN 56073, USA

+1 (507) 354-3165

www.citizensmn.bank

Affinity Plus Federal Credit Union

410 W Lincoln Ave, Fergus Falls, MN 56537, USA

+1 (800) 322-7228

WNB Financial, Wabasha, MN

111 Main St W, Wabasha, MN 55981, USA

+1 (651) 565-3331

www.wnbfinancial.com

First National Bank

124 W 1st St, Fosston, MN 56542, USA

+1 (218) 435-6878

www.fnbezbanking.com

Ultima Bank Minnesota

205 Demers Ave, East Grand Forks, MN 56721, USA

+1 (218) 399-1200

www.ultimabank.com

Frandsen Bank & Trust ATM

1823 S Broadway St, New Ulm, MN 56073, USA

+1 (507) 233-4700

www.frandsenbank.com

Associated Bank ATM

1970 36th Ave NW, Rochester, MN 55901, USA

www.associatedbank.com

Walmart Money Center

200 12th St SW, Forest Lake, MN 55025, USA

www.walmart.com

Minnesota Lakes Bank

710 Babcock Blvd E, Delano, MN 55328, USA

+1 (763) 972-3385

mnlb.bank