CarHop Auto Sales & Finance Payday Loans Review - Saint Cloud, Minnesota

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4.4 341 reviews

2225 Roosevelt Rd, St Cloud, MN 56301, USA
+1 (320) 529-0111
www.carhop.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

What people think about CarHop Auto Sales & Finance?

Below you find some of the reviews of our clients.
Note

Important

The previous three items describe a peculiar lender. But below you can read common information about payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may become an easy and speedy solution to a short-term problem in Saint Cloud, Florida. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of CarHop Auto Sales & Finance that offers payday loans in Saint Cloud, Florida

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments without delays.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Saint Cloud, Minnesota

United Minnesota Bank

105 Central Ave E, New London, MN 56273, USA

+1 (320) 354-2277

www.umbnl.com

Edward Jones - Financial Advisor: Jamie Pederson

1750 Tower Blvd Suite 101, Victoria, MN 55386, USA

+1 (952) 361-3094

www.edwardjones.com

North American Banking Company

2230 Albert St N, Roseville, MN 55113, USA

+1 (651) 636-9654

www.nabankco.com

Mid Minnesota Federal Credit Union – Aitkin

961 2nd St NW, Aitkin, MN 56431, USA

+1 (218) 928-8001

www.mmfcu.org

Sterling State Bank

14185 Hwy 13 South Front Rd, Savage, MN 55378, USA

+1 (952) 440-1300

www.sterlingstatebank.com

CorTrust Bank

10107 University Ave NE, Blaine, MN 55434, USA

+1 (763) 786-0123

www.cortrustbank.com

Frandsen Bank & Trust

100 Park St S, Fairfax, MN 55332, USA

+1 (507) 426-7222

www.frandsenbank.com

Old National Bank

1240 County Rd E, Arden Hills, MN 55112, USA

+1 (763) 656-1621

www.oldnational.com

ATM (Associated Bank)

118 Parkway Ave N, Lanesboro, MN 55949, USA

www.associatedbank.com