ATM Affinity Plus Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3 3 reviews

540 Cedar St, St Paul, MN 55101, USA
+1 (800) 322-7228
www.affinityplus.org
Wednesday
7:30AM–4:30PM
Thursday
7:30AM–4:30PM
Friday
7:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–4:30PM
Tuesday
7:30AM–4:30PM
Testimonials

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Above-shown info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Saint Paul, Virginia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Saint Paul, Virginia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will ATM Affinity Plus Federal Credit Union help take out a loan in Saint Paul, Virginia?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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Members Cooperative Credit Union

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Old National Bank

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Associated Bank

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BankCherokee

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MidCountry Bank (Lobby & Drive-Thru Open)

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+1 (320) 693-2861

www.midcountry.bank