Affinity Plus Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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4 86 reviews

Organization owner?

2750 E Snelling Ser Dr, Roseville, MN 55113, USA

+1 (800) 322-7228

www.affinityplus.org

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

What people think about Affinity Plus Federal Credit Union?

Below you find some of the reviews of our customers.

Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Saint Paul, Virginia

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Saint Paul, Virginia. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Saint Paul, Virginia

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

Let's see