Affinity Plus Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3.6 78 reviews

175 W Lafayette Frontage Rd, St Paul, MN 55107, USA
+1 (800) 322-7228
www.affinityplus.org
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Important

Above there is information about a exact company. Below you can review common aspects of payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to access in Saint Paul, Virginia. The entire process is easy. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Saint Paul, Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments in a timely manner.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

Financial One Credit Union

11465 Robinson Dr, Coon Rapids, MN 55433, USA

+1 (763) 404-7600

www.financialonecu.com

U.S. Bank Branch

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+1 (651) 257-9074

locations.usbank.com

National Bank of Commerce

2521 1st Ave, Hibbing, MN 55746, USA

+1 (218) 263-4642

nbcbanking.com

Mid Minnesota Federal Credit Union – Ada

104 W 3rd Ave, Ada, MN 56510, USA

+1 (218) 784-2222

www.mmfcu.org

U.S. Bank Branch

236 Main St E, Blooming Prairie, MN 55917, USA

+1 (507) 583-6627

locations.usbank.com

EZCASHUSA

2136 Ford Pkwy #8044, St Paul, MN 55116, USA

+1 (651) 350-1915

ezcashusa.com

WNB Financial

840 Mankato Ave, Winona, MN 55987, USA

+1 (507) 454-8800

www.wnbfinancial.com

First National Bank of Waseca

101 N State St, Waseca, MN 56093, USA

+1 (507) 835-2740

www.fnbwaseca.com

Edward Jones - Financial Advisor: Amy M Charlson, AAMS®

3131 Superior Dr NW Suite D, Rochester, MN 55901, USA

+1 (507) 252-5882

www.edwardjones.com