St. Cloud Financial Credit Union Payday Loans Review - Sauk Rapids, Minnesota

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4.3 6 reviews

Organization owner?

205 2nd St N, Sauk Rapids, MN 56379, USA

+1 (320) 252-2634

www.stcloudfcu.coop

Domain Info

What people think about St. Cloud Financial Credit Union?

Below you find some of the opinions of our customers.

Note

Pay Attention

The previous three items charactirize a precise lender. But below you can find common details about payday loans.

Payday Loans in Sauk Rapids, Minnesota

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Sauk Rapids, Minnesota is are simple to get. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of St. Cloud Financial Credit Union that offers payday loans in Sauk Rapids, Minnesota

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

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