Wakota Federal Credit Union Payday Loans Review - South Saint Paul, Minnesota

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3.8 27 reviews

Organization owner?

1151 Southview Blvd, South St Paul, MN 55075, USA

+1 (651) 451-3330

www.wakotafcu.org

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Domain Info

Feedback about Wakota Federal Credit Union?

Here you read the reviews of our customers.

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in South Saint Paul, Minnesota

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to issue loans in South Saint Paul, Minnesota. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Wakota Federal Credit Union help take out a payday loan in South Saint Paul, Minnesota?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in South Saint Paul, Minnesota. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a exact cost of the loan.

Let's see