Granite Community Loan Center Payday Loans Review - Spicer, Minnesota

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5 reviews
Loan agency in Spicer, Minnesota
Organization owner?
155 Lake Ave N, Spicer, MN 56288, USA
+1 (320) 796-2265
www.granitecommunitybank.com
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2013-02-01

Mailing Address

202 2nd Ave S

COLD SPRING

MN

56320-2547

United States

Company Name

Granite Community Bank

Granite Community Bank

Contact Data

jime@granitecommunitybank.com

+1.3206858611

Testimonials

What people think about Granite Community Loan Center?

Below you get acquainted with some of the opinions of our customers.

Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Tricky lender.

Jameson Nader MD

I took loans from Granite Community Loan Center 2 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 3 hours. It’s been 2 days – no money. They do not answer emails. Why???

Lonie Pacocha

Wasted too much efforts with this organization. They charge hidden fees! Illegit service

Cathryn Prohaska

I took loans from Granite Community Loan Center 2 times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 8 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Joesph Kuhn DDS

Wasted too much time with this lender. They charge sky high rates! Illegit service

Mr. Otho Konopelski

Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Tricky lender.

Jameson Nader MD

I took loans from Granite Community Loan Center 2 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 3 hours. It’s been 2 days – no money. They do not answer emails. Why???

Lonie Pacocha

Wasted too much efforts with this organization. They charge hidden fees! Illegit service

Cathryn Prohaska

I took loans from Granite Community Loan Center 2 times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 8 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Joesph Kuhn DDS

Wasted too much time with this lender. They charge sky high rates! Illegit service

Mr. Otho Konopelski

Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Tricky lender.

Jameson Nader MD

Note

Pay Attention

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Spicer, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may be an easy and speedy solution to a short-term problem in Spicer, Minnesota. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Granite Community Loan Center that offers payday loans in Spicer, Minnesota

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we advise you that as with any borrowing you should only think about applying for a cash advance if you are assured that you can afford payments without delays.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

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