Unity Bank Payday Loans Review - Thief River Falls, Minnesota

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Organization owner?

201 1/2, 3rd St W, Thief River Falls, MN 56701, USA

+1 (218) 683-5480

www.unitybanking.com

Friday

9AM–1PM

Saturday

Closed

Sunday
(Easter)

Closed

Holiday hours

Monday

9AM–3:30PM

Tuesday

9AM–3:30PM

Wednesday

9AM–3:30PM

Thursday

9AM–3:30PM

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Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Thief River Falls, Minnesota

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Thief River Falls, Minnesota are issued hassle-free. The interest rate depends on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Unity Bank help issue a payday loan in Thief River Falls, Minnesota?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Thief River Falls, mn will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a definite cost of the loan.

Let's see