HomeTown Bank Payday Loans Review - Waconia, Minnesota

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4.9 62 reviews

Organization owner?

641 Marketplace Dr, Waconia, MN 55387, USA

+1 (952) 230-3850

www.htbmn.com

Friday

8AM–5PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

Mailing Address

1000 E COOK ST

REDWOOD FALLS

56283-1941

United States

Contact Data

[email protected]

+1.9522303860

5076371001

Testimonials

What people think about HomeTown Bank?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Waconia, Minnesota

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Waconia, Minnesota. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of HomeTown Bank that offers payday loans in Waconia, Minnesota

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see