Central Minnesota Credit Union Payday Loans Review - Wadena, Minnesota

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3.6 8 reviews

Organization owner?

80 Jefferson St S, Wadena, MN 56482, USA

+1 (888) 330-8482

www.mycmcu.org

Friday

8AM–6PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

What people think about Central Minnesota Credit Union?

Below you read some of the reviews of our clients.

Note

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Wadena, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Wadena, Iowa. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Central Minnesota Credit Union that offers payday loans in Wadena, Iowa

Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are assured that you can make payments on time.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see