Advance America Payday Loans Review - Columbia, Mississippi

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5 159 reviews
Loan agency in Columbia, Mississippi

769 US-98, Columbia, MS 39429, USA
+1 (601) 731-9183
www.advanceamerica.net
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–4PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM
Saturday
9AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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Pay Attention

Above-shown info offers the details about a definite lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Columbia, Connecticut

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Columbia, Connecticut is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

12$ small loan cap

How will Advance America help issue a payday loan in Columbia, Connecticut?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Columbia, Connecticut may help improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

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