BancorpSouth Bank Payday Loans Review - Columbus, Mississippi

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4 reviews

2220 Hwy 45 N, Columbus, MS 39705, USA
+1 (662) 328-1000
www.bancorpsouth.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST

TUPELO

MS

38801-6799

United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

domainregistrar@bxs.com

+1.6626787177

+1.6626204029

Testimonials

What people think about BancorpSouth Bank?

Below you read some of the reviews of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

30% usury cap

Advantages of BancorpSouth Bank that offers payday loans in Columbus, New Jersey

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

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