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What people think about Guaranty Bank & Trust Company?
This website is a fraud. I will never use again. $30 goes towards loan and you keep $84 for interest.
Bridget Herman DDS
APR too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…
Ms. Delpha Waters Sr.
The website does not work so I can not apply for the funds…
Marilyne Cremin
This website is a fraud. I will never use again. $30 goes towards loan and you keep $84 for interest.
Bridget Herman DDS
APR too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…
Ms. Delpha Waters Sr.
The website does not work so I can not apply for the funds…
Marilyne Cremin
This website is a fraud. I will never use again. $30 goes towards loan and you keep $84 for interest.
Bridget Herman DDS
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Greenville, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Greenville, New York is are simple to get. The APR is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Guaranty Bank & Trust Company that offers payday loans in Greenville, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.
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