Magnolia State Bank Payday Loans Review - Laurel, Mississippi

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3.7 3 reviews

Organization owner?

3220 MS-15 N, Laurel, MS 39441, USA

+1 (601) 425-0003

www.bankmagnolia.com

Thursday

8:30AM–4PM

Friday

8:30AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Domain Info

Feedback about Magnolia State Bank?

Here you see the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Laurel, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is simple and quick to issue loans in Laurel, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Magnolia State Bank help take out a loan in Laurel, New York?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Laurel, New York. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see