Focus Bank Payday Loans Review - Charleston, Missouri

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5 reviews

101 S Main St, Charleston, MO 63834, USA
+1 (573) 683-3712
www.focusbank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2005-08-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

focusbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Focus Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Charleston, Maine

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Charleston, Maine. The APR will be set specifically for each consumer and will depend on the personal data the applicant filled in.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Focus Bank that offers payday loans in Charleston, Maine

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

14%
Treatment

10%
Vacation

8%
Clothes

6%
Home improvement

6%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Charleston, me welcome people with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within several hours.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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