Blue Ridge Bank and Trust Co. Payday Loans Review - Independence, Missouri

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5 2 reviews

Organization owner?

201 W Lexington Ave Suite 100, Independence, MO 64050, USA

+1 (816) 795-4100

www.blueridgebank.com

Friday

7–11AM

Saturday

Closed

Sunday

Closed

Monday

7–11AM

Tuesday

7–11AM

Wednesday

7–11AM

Thursday

7–11AM

Domain Info

Feedback about Blue Ridge Bank and Trust Co.?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Independence, Virginia

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Independence, Virginia is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Blue Ridge Bank and Trust Co. help take out a loan in Independence, Virginia?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Independence, va review this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively assess financial abilities, issue a loan, pay back the debt on schedule and not only solve current problems, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

Let's see