Crossroads Credit Union Payday Loans Review - Kansas City, Missouri

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3.7 3 reviews

4357 Gardner Ave, Kansas City, MO 64117, USA
+1 (816) 483-4574
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Testimonials

Feedback about Crossroads Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Kansas City, Missouri

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Kansas City, Missouri are taken out easily. The interest percentage depends on the borrower's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Crossroads Credit Union help issue a loan in Kansas City, Missouri?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Kansas City, mo will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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