One Pawn and Check Cashing Payday Loans Review - Kansas City, Missouri

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3.9 28 reviews

400 Linwood Blvd, Kansas City, MO 64109, USA
+1 (816) 753-1166
one-pawn-check-cashing.edan.io
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10:30AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Testimonials

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Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Kansas City, Missouri

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Kansas City, Missouri is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will One Pawn and Check Cashing help take out a payday loan in Kansas City, Missouri?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Kansas City, mo will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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Old Missouri Bank

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FCS Financial

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U.S. Bank: Lisa Little

800 N Belt Hwy, St Joseph, MO 64506, USA

+1 (816) 364-7691

www.usbank.com

First Bank

120 S 1st St, Owensville, MO 65066, USA

+1 (573) 437-4121

www.firstbanks.com

First Bank - Drive-through Open; Lobby by Appointment Only

1190 Meramec Station Road, Ballwin, MO 63021, USA

+1 (636) 225-9990

www.first.bank

Check `n Go

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+1 (314) 733-1115

locations.checkngo.com

MoneyGram

922 N Truman Blvd, Caruthersville, MO 63830, USA

+1 (573) 333-9912

secure.moneygram.com