OakStar Bank Payday Loans Review - Lake Ozark, Missouri

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4.4 5 reviews

2128 Bagnell Dam Blvd, Lake Ozark, MO 65049, USA
+1 (573) 365-4212
www.oakstarbank.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

2005-06-09

Mailing Address

1020 E. Battlefield St

Springfield

MO

65807

United States

Company Name

Travis McCrea

Oak Star Bank

Contact Data

tmccrea@oakstarbank.com

+1.4178772020

+1.4174477920

Testimonials

What people think about OakStar Bank?

Below you read some of the reviews of our clients.
Note

Important

The previous three items charactirize a certain financial institution. But below you can find common information about payday loans.

Payday Loans in Lake Ozark, Missouri

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Lake Ozark, Missouri. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of OakStar Bank that offers payday loans in Lake Ozark, Missouri

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.

Let's see

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Carroll County Savings & Loan

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Great Southern Bank ATM

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Central Bank

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Sun Loan Company

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Bayard Business Capital and Consulting Inc.

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Check `n Go

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1st MidAmerica Credit Union

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www.1stmidamerica.org