Heritage Community Bank Payday Loans Review - Washington, Missouri

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4.3 4 reviews

801 Franklin Ave, Washington, MO 63090, USA
+1 (636) 239-1132
www.hcbanks.com
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM

Domain Info

Created Date

2007-02-13

Mailing Address

101 MAIN ST

CHAMOIS

MO

65024

United States

Company Name

Heritage Community Bank

Heritage Community Bank

Contact Data

rmitchem@hcbanks.com

5737635958

Testimonials

What people think about Heritage Community Bank?

Below you find some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a precise company. But below you can find general information about payday loans.

Payday Loans in Washington, New Hampshire

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is hassle-free and speedy to get accepted for payday loans in Washington, New Hampshire. The interest rate will be set specifically for each case and will depend on the personal data the borrower provided.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Advantages of Heritage Community Bank that offers payday loans in Washington, New Hampshire

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

18%
Treatment

13%
Vacation

10%
Clothes

8%
Home improvement

8%
Debt Consolidation

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have low credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a payday loan if you are convinced that you can afford payments without delays.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

Let's see

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