Whitefish Credit Union - Columbia Falls Branch Payday Loans Review - Columbia Falls, Montana

4.4 5 reviews

405 9th St W, Columbia Falls, MT 59912, USA
+1 (406) 892-8000
www.whitefishcu.com
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Testimonials

Feedback about Whitefish Credit Union - Columbia Falls Branch?

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Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Columbia Falls, Maine

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Columbia Falls, Maine are issued easily. The interest rate is conditional on the borrower's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Whitefish Credit Union - Columbia Falls Branch help issue a payday loan in Columbia Falls, Maine?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Columbia Falls, me will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Columbia Falls, Montana

First Interstate Bank

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+1 (406) 556-1058

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First Security Bank

33 Ice Center Lane, Bozeman, MT 59718, USA

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Eagle Bank

80 Heritage Ln, Polson, MT 59860, USA

+1 (406) 883-2940

www.eaglebankmt.com

U.S. Bank Branch

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+1 (406) 523-2404

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Clearwater Credit Union

34 E Granite St, Butte, MT 59701, USA

+1 (406) 523-3300

clearwatercreditunion.org

U.S. Bank Branch

6 24th St W, Billings, MT 59102, USA

+1 (406) 651-5626

locations.usbank.com

Alias Smith & Jones Pawn, Inc.

700 1st Ave S, Great Falls, MT 59401, USA

+1 (406) 454-3333

asjpawn.net

Raymond James Financial Services

16840 Beckwith St, Frenchtown, MT 59834, USA

+1 (406) 626-5375

www.raymondjames.com

Manhattan Bank

124 S Broadway St, Manhattan, MT 59741, USA

+1 (406) 284-3255

www.manhattanbank.bank