What people think about Valley Bank of Helena?
Everyone on the Fuller branch treats me like family.
Nice, green office setting !
Very friendly staff.
Gretchen Feeney DVM
Above there is information about a definite lender. Below you can review common aspects of payday loans.
Payday Loans in Helena, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Helena, New York. Loans from payday lenders can get you cash same day. Your APR will depend on several things.
25% small loan cap
Advantages of Valley Bank of Helena that offers payday loans in Helena, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.