What people think about Valley Bank of Helena?
Wasted too much time with this lender. They charge hidden fees! Illegit service
I took out $500 for a period of 8 days. In the end, I had to pay twice as much with all the fees charged.
Now you can see general features of payday loans.
Payday Loans in Helena, New York
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Helena, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on several things.
25% small loan cap
Advantages of Valley Bank of Helena that offers payday loans in Helena, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.