What people think about Horizon Credit Union (Currently drive-up only)?
Freaking out interest rate. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady on the phone was very impolite. Not happy. Better explore another loan provider.
Crazy APR. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the chat was very disrespectful. Not happy. Better consider another service.
Applied for a loan second time. Got denied! No suggestion for what reason! No clarification. Suspicious lender.
Prof. Gregorio Breitenberg II
Below you can review general information about payday loans and their common features.
Payday Loans in Missoula, Montana
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Missoula, Montana. Loans from payday lenders can get you cash same day. Your APR will depend on a few factors.
36% small loan cap
Advantages of Horizon Credit Union (Currently drive-up only) that offers payday loans in Missoula, Montana
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.