Clearwater Credit Union Payday Loans Review - Missoula, Montana

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3.3 32 reviews

Organization owner?

2610 N Reserve St, Missoula, MT 59808, USA

+1 (406) 523-3300

clearwatercreditunion.org

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–5PM

Domain Info

Feedback about Clearwater Credit Union?

Here you read the feedback of our clients.

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Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Missoula, Montana

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Missoula, Montana are issued hassle-free. The interest rate is dependent on the client's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will Clearwater Credit Union help take out a payday loan in Missoula, Montana?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Missoula, mt consider this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only solve current difficulties, but enhance the credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see