What people think about Lincoln County Credit UNION?
I got cash advance from Lincoln County Credit UNION twice. Closed all my loans as agreed. Last morning wanted to borrow more, but they approved me for only $200 ???
Mr. Kay Spencer I
Seems a fraudulent company. They ask for too many personal information. I think it’s dangerous to spread such information [online|on the Internet. You’d better find another company.
Edison Cole II
Wasted too much time with this lender. They charge hidden fees! Illegit service
Maddison Williamson III
The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Troy, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Troy, New York. The entire process is straightforward. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Lincoln County Credit UNION that offers payday loans in Troy, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can save people who have bad credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a cash advance if you are assured that you can afford payments as agreed in the contract.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.